Retirement Planning | Our Group's retirement planning services are designed to allow you to identify your specific retirement goals and develop a plan to help you achieve them. We assist in managing all aspects of your transition from working to retirement, such as balancing the need for predictable cash flow and you desire to leave a legacy. You also have the flexibility to adjust your plan as necessary to financially support your desired pre and post-retirement lifestyle.
Multi-Generational Planning | Our multigenerational investment planning approach allows us to build relationships with your heirs and guide them through the process of investment planning and the challenges of properly managing inherited wealth. You and your family will have the clarity and advice necessary to plan for the responsible stewardship of your family’s wealth over generations.
Tax-Efficient Investment Strategies | While there are many different tax limiting strategies to consider as an investor-examples being tax loss harvesting, charitable giving, exemptions and deductions the ideal place to start is determining the changes that will be best for your overall portfolio. Taking into consideration your long-term objectives, there are several tactics we can employ to help you create your appropriate asset allocation while seeking to minimize tax liabilities.
Estate Investment Planning | The ENCOMPASS Financial Consulting Group of Wells Fargo Advisors is up to date and properly structured to protect you, your family and your wealth. This includes planning for the successful transfer and distribution of your assets. Our group will help to integrate your estate and investment plans, in addition to evaluating potential wealth transfer strategies.
Estate Investment Planning | The ENCOMPASS Financial Consulting Group of Wells Fargo Advisors is up to date and properly structured to protect you, your family and your wealth. This includes planning for the successful transfer and distribution of your assets. Our group will help to integrate your estate and investment plans, in addition to evaluating potential wealth transfer strategies.
Business Advisory Services | We work with you and your other professional advisors to assume your unique situation and recommend investment strategies designed to potentially increase your business valuation and personal net worth. If you’re growing, buying or selling a business, we will explain the wide scope of alternative and assist you in making complex investment decisions.
Our team will provide you with an independent investment perspective on various tax and estate strategies you may be considering and refer you to qualified tax specialists. We also suggest talking to your tax advisor.*
*Wells Fargo Advisors does not provide tax or legal services. Please consult with your tax and legal advisors before making any decisions that may have tax consequences.
Our team will provide you with an independent investment perspective on various tax and estate strategies you may be considering and refer you to qualified tax specialists. We also suggest talking to your tax advisor.*
*Wells Fargo Advisors does not provide tax or legal services. Please consult with your tax and legal advisors before making any decisions that may have tax consequences.
Education Planning | We can provide analysis that allows you to determine approximate costs and helps you identify the best education funding solutions, whether a 529 Plan, an Education IRA (also known as Coverdell, a Custodial Account, or another method).
Risk Management | Insurance protection is a crucial component of a comprehensive, long term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we provide you with access to a wide range of insurance options that can protect your financial security by helping with unforeseen costs and losses. These include disability, life, and long term care insurance. We will also review your existing insurance policies.
*Insurance products are offered through non-bank insurance agency affiliated of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Risk Management | Insurance protection is a crucial component of a comprehensive, long term investment plan. Because your financial future depends on a variety of uncontrollable circumstances, we provide you with access to a wide range of insurance options that can protect your financial security by helping with unforeseen costs and losses. These include disability, life, and long term care insurance. We will also review your existing insurance policies.
*Insurance products are offered through non-bank insurance agency affiliated of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Charitable Giving | Our group helps individuals and families define their charitable and philanthropic objectives and offers potential strategies to help achieve those goals, both during life and as a legacy.
Other Services | Access to Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
We can offer access to
*Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.
Other Services | Access to Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors
We can offer access to
· Residential mortgages, business financing, home equity lines of credit, securities based lending, and credit cards
· Comprehensive Wealth Planning
· Estate Settlement Services
· Risk Management
· Real Estate Asset Management
· Special Needs and Traditional Trust Services
· Custom and Premium Financing
*Wells Fargo Bank, N.A. offers various advisory and fiduciary products and services. Financial Advisors of Wells Fargo Advisors may be paid an ongoing or one-time referral fee in relation to clients referred to the bank. The role of the Financial Advisor with respect to Bank products and services is limited to referral and relationship management services. The Bank is responsible for the day-to-day management of the account and for providing investment advice, investment management services and wealth management serves to clients. The views, opinions and portfolios may differ from our broker dealer affiliates.· Custom and Premium Financing
*Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.